Build your exact document list
Nobody enjoys gathering paperwork — I don’t enjoy asking for it either. So here’s the honest framing: mortgage documentation is standardized and non-negotiable. This isn’t me being difficult; it’s the same list every lender works from, set by the agencies that back your loan. The list below is the full eventual set for your situation — you don’t need it all at once, and some of it (like a gift or an earnest-money deposit) may not have happened yet. Check what applies and you’ll get a complete, no-extras list, with the reason behind each item and a version you can copy into an email.
Check every source that applies — you may have more than one.
The money you’ll bring to closing, and anything held in reserve.
These surface the things that quietly affect an approval. When in doubt, check it — it’s easier to clear early than to discover late.
Your document list
Select what applies above to build your listHave your list? Let’s get your real numbers.
Once you’ve gathered what applies, send me your scenario and I’ll come back with actual pricing — no teaser rates, no credit pull until you say so.
Request a Rate Quote →