Exactly how to pull your bank statements for underwriting
Underwriting is picky about statements in ways nobody warns you about — the format, the pages, the date ranges. Pick your bank and what your loan file needs, and this builds step-by-step instructions for your exact accounts — including the interim statement that covers the gap since your last statement closed.
Half the delays in underwriting come down to statements: a CSV export instead of a PDF, a screenshot with the account holder’s name cropped off, a missing page four that was intentionally blank. And every bank hides its downloads somewhere different. I built this tool to spare you the frustration and the guesswork — pick your bank, tell it what the file needs, and follow the steps on screen or send them to yourself. Nothing here is a secret; it’s just the stuff that makes your file move fast the first time.
— Matt Mergo · NMLS #563819This tool provides general guidance for retrieving account documents and is not financial or legal advice. Bank navigation paths change over time; when in doubt, your bank’s support line can produce any statement or activity report. Forest Hills Mortgage · Matt Mergo, NMLS #563819. Equal Housing Lender.